Find the best quick loans with our lender finding service

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quick loans

It’s crazy how fast time goes by. Each year flies by even faster than the last one and we find that as things speed up, we tend to follow suit. We walk faster, talk faster, drive faster, eat faster. Life just seems to speed up without a moment’s notice and it’s not long before our finances are getting left behind. Therefore, wouldn’t it be nice to have something to match the speed of life? Introducing Jacaranda Finance’s quick loans lender finding service.

We find lenders whose quick loans are so quick, you could be walking, or should we say running, away with your cash in no time at all… That’s what it will seem like, anyway. However, before we go on telling you all about our amazing quick loans lender finding service, we better tell you a little bit about ourselves.

Introducing Jacaranda Finance New Zealand

Essentially, we are a top-notch lender finding service that searches far and wide for the best deals in New Zealand. If you need a quick loan NZ but you’re just not sure where to start, our website might just be the perfect place! We can help you cut down on all that time you spend scrolling through endless Google search pages trying to find a lender that suits.

If you apply with us, we’ll do the hard work of looking for a lender for you and can refer you to a lender in a fraction of the time it would take for you to find one yourself, especially if you’ve never applied for a loan before.

The beauty of our service is that it just involves one application. Say goodbye to endless hours searching for lenders and submitting multiple applications with multiple lenders. Just scroll on up, fill out the Jacaranda Finance application, and we’ll take a look to see if we can find you a lender who can say yes.

What are quick loans?

A quick loan NZ is just a type of cash loan that is processed in a fraction of the time it would take a traditional lender to deliver the same outcome. The lenders that we can find typically offer quick loans from $300 all the way up to $5,000 with repayment periods of 12 to 24 months. However, it is important to note that the final repayment terms of your loan will be subject to the lender that you are referred to and the amount you apply for.

We can find lenders who offer quick cash loans.

Take a look at what your loan could cost you:

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

The amount you apply for is completely up to you. If you do apply for quick loans over $2,000, you may need to attach an asset to the loan for security. This could be your car, motorbike, boat or even a caravan.

How does the quick loans process work?

The process is simple. All you need to do is submit an application with us and then we will refer you to a lender. Just head to our website and use the loan calculator at the top of the page to get started with your application. Here, you can use the slider to select the amount you want to borrow. Then, use the drop-down menu to pick your repayment period. The calculator will then give you a rough idea of what your repayments could look like.

Once you’re comfortable that the repayments will fit into your budget, click Apply Now and you’ll be taken to our online application form. We’ll ask you for:

  • 100 points of identification
  • Reason for your loan
  • Contact information
  • Internet banking credentials
  • Work and Income account details
  • Employment information

Another bonus of using our service is that we are 100% online. Therefore, you don’t need to print anything off, scan documents through or even log into your email in search of your payslips. Saving time and the planet – cool or what?

Once you have filled everything out, just click submit and we will get to work referring you to a lender. Once you’ve been matched, your lender will do their assessment of your financial situation and then get in touch with you with an outcome. Now, we work very quickly, however, processing times do depend on each individual lender.

How do I know if I am eligible for quick loans?

Before you apply for our lender-finding service, make sure you are eligible. To qualify, you just need to be:

  • 18 years or older
  • A New Zealand citizen or permanent resident
  • Receiving a regular income for the last 90 days
  • Able to provide a valid mobile number and email address

If you can tick all 4 of these boxes, you’re eligible for our quick loans lender finding service and one step closer to perhaps getting approved for a quick loan NZ.

Can I get quick cash loans for beneficiaries?

Well, the short answer is yes. We may be able to find you a lender who offers quick cash loans for beneficiaries. Although each of our partner lenders has slightly different terms attached to their loans, we do work with lenders who class Work and Income payments as eligible income.

As you read before, you need to be receiving a regular income for the last 90 days, at least. This income can be a result of wages, government benefits or even both. If you are looking for quick cash loans for beneficiaries, we just ask that you provide us with your Work and Income account details. This is to make it easier for the lender we refer you to, to verify that part of your income.

You’ll also be asked to provide your internet banking account credentials. This is so your income, expenses, spending habits and overall relationship with money can be verified.

Do you conduct credit checks on quick loans applications?

As we are the lender finder, we do not conduct credit checks on applications. However, some of our partner lenders may choose to conduct one. Don’t let this scare you off, though. If you are looking for cash loans for bad credit, you could still be in with a fighting chance.

Even if the lender that we refer you to does conduct a credit check, your credit score will not be the only thing they look at. We work with reputable lenders that tend to look at the bigger picture, rather than turning their heads at the sight of a not so great credit score. Getting approved for a loan generally comes down to whether or not the repayments fit comfortably into your budget without causing you any financial stress, this may not have anything to do with your credit score.

Therefore, if you are looking for quick loans and you do have bad credit, apply with us to see if one of our partner lenders can help you out of your financial jam.

How much do quick loans cost?

The cost of your quick loan NZ will depend on the lender we refer you to and the amount you are applying for. If you are approved by your lender, the cost of your loan will be clearly outlined in your loan contract. However, to give you a rough idea of the standard costs of quick loans in New Zealand, here is an example.

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

These costs are just an example and may not represent the actual cost of your loan. You may also be charged extra fees for any missed repayments. Your repayment terms will also be clearly outlined in your loan contract if you are approved.

Why should I use Jacaranda Finance’s lender finding service?

Well, at the end of the day it is up to you. However, we have managed to help thousands of Kiwis find a lender to help them in their search for quick loans. Here’s why we think we may be a good match for you.

We’re fast

Our application process is just about as speedy as they come. It could take you just minutes to complete the whole thing, especially if you have all the information handy. We’ll then refer you to a lender quicksmart. From there, it’s up to your lender to do their assessment and get in touch with you.

We’ll save you time

Quick loan lenders are a dime a dozen in New Zealand. Therefore, it can be hard to find the right one amongst them all. Therefore, instead of spending hours scrolling through pages and pages of your ‘cash loans near me’ Google search pages, apply with us in just minutes and we’ll refer you to a lender in a fraction of the time.

We could help protect your credit score

If you are unsure of which lenders to apply with, you could end up submitting applications with multiple companies. Depending on whether they conduct a credit check or not, this could impact your credit score and possibly limit your eligibility of getting access to the finance you need. Therefore, if you submit just the one application with us, we’ll refer you to a reputable lender who will put your needs first.

You only get the best

As we said, we only work with reputable lenders. Therefore, you don’t need to worry about whether or not your needs are going to be catered to.

 

What happens if I change my mind?

If it does happen that we refer you to a lender and you then change your mind about applying for quick loans, you’re not locked into anything until you sign your loan contract. Therefore, if you are approved and your lender sends you your loan contract, you can simply choose to not sign it.

Ready to start your search for the best quick loans?

If you’re happy with what you’ve read, just scroll up to the top of this page and use the form to get started with your cash loans online application.

If you have any more questions about our lender finding service, check out our FAQ page. Otherwise, if you prefer to have a chat with us, send us a message here.

Examples of what loans might cost.

Personal Loans

Loan Amount

Minimum
$300


Maximum
$10,000

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Terms

Minimum
12 Months


Maximum
24 Months

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Example

Interest Rate between 1.5% and 20% per month.

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.

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