New Zealand’s Expert Money Loans Finding Specialist
Are you looking for fast money loans? Jacaranda Finance is New Zealand’s friendliest quick loan finding specialists for small hurdles and big moments. If you’re seeking simple applications, rapid processing and super quick outcomes, then look no further. As long as you are over 18 years old, have a regular income deposited in your bank account and have a direct contact number, you are welcome to apply with us. In most cases, we may have an answer to you within 60 minutes during normal business hours.
We understand life happens. Sometimes you need access to cash, as soon as possible. You don’t want to fill out over-complicated applications and you might not have time to wait days, or even weeks, to potentially attain a loan with other money lenders. We won’t make you jump through hoops to apply with us. You can fill out an online application with us from the comfort of your own home. We have a hassle-free, 3-step-process that might just have you on your way to a potential loan, sooner.
Our Application Process for Our Money Loans Are Simple
Step One: Submit Application Online
Simply head to our website and use our easy online application form. It shouldn’t take you long to complete!
Step Two: We Compile Your Application
We can process your application quickly by utilising the latest in safe banking technologies; we are experts at assessing your situation. We use this information to determine whether we can find a lender who is suitable for you.
Step Three: We Can Find You A Lender
In most cases, you will receive an outcome on your application in just 60 minutes. However, approval times are subject to each individual application and so they will vary. If we can find a lender for you, we will be in contact with you as soon as possible and outline the next steps!
Why Choose Us When You’re Looking For Fast Money Loans?
There’s a lot of reasons, really. As discussed above our application process is as painless as possible. We know you have better things to do than spend a whole day trying to work out an overly complicated form. Your application with us should only take minutes to submit. And we’ll have an answer to you in most cases within 60 minutes of regular business hours. Of course, individual application times will vary due to the request of additional documentation and confirmations in some cases.
We don’t require a heap of documentation from you, either. Since we are money loan finders, the only prerequisite during the initial application is your bank statements. Also, being a 100% online money loans finder, means you don’t need to leave the couch to submit an application with us. All you need is access to the internet, anywhere, at any time. However, please note that we only process applications within normal business hours.
At Jacaranda Finance Customer Service is key. We’ll treat you with the respect you deserve throughout the entire process. You can get in touch with our team at any time to discuss any questions you may have. We also believe everything should be out in the open. Our relationship together only works if you trust us. We are always transparent with our services and upfront with any fees or costs involved in the process.
Who Can Apply For Fast Money Loans With Us?
Like any quick loan finding specialists, we do have requirements needed before you can make an application with us. However, we promise it’s nothing too elaborate. You simply need to…
- Be 18 years of age
- Have online access to a bank account showing a minimum of 90 days (3 months) income
- Have a mobile number
- Have an email address
If there is anything else necessary we will arrange it with you during the application and assessment process. Please note, we give an accurate estimate until you’ve completed the application process. The best way to get an answer through us is to apply online. As discussed, we could have an answer to you within 60 minutes during normal business hours.
If you are approved, the money lender we find for you will take into account all different forms of income. You can be approved with casual, part-time, full-time or self-employed income. Your lender will likely do a quick employment check, but don’t worry. All the credit providers we work with employ well-trained operators. They will never disclose any personal information about you or your application to your employer.
You can also apply with us if you receive government benefits. Just because your income comes from this source, doesn’t mean you don’t have to borrow money occasionally as well. You need fast money loans as much as the next person, perhaps even more. Of course, all credit providers we’ll find for you will conduct an assessment to ensure what they’re offering is affordable and suitable for your circumstances.
Do We Find Money Loans For People With Bad Credit?
The short answer is yes! We are committed to giving everyone a fair go. We accept things happen in life. You shouldn’t be punished for something that happened several years ago. If you are looking for bad credit quick money loans, you are not alone. Many New Zealanders are in the same position. Defaults can happen sometimes due to circumstances out of your control. Your situation now might be completely different from when your credit was impaired.
We also recognise that sometimes a quick money loan could help you get on top again. If you are looking for money loans for an emergency, a medical expense, or an unexpected bill. We’ll work hard to find a lender who can help with your bad credit, and fast. If something happened in your history, often it should stay history. The turnaround time for a bad credit money loan with us is just the same as any other loan.
The Reasons You Can Apply For Money Loans With Us
Here at Jacaranda Finance NZ, we work hard because we want to help people with their borrowing needs. Life happens. An unexpected expense can pop up at of nowhere. Needing cash fast and not knowing where to turn can be one of the most stressful things you can experience. Especially if you know that through circumstances often out of your control, you wouldn’t be a great application for a traditional lender.
Cars break down. A root canal can come out of nowhere. Or maybe you’ve just been working really hard and need some time away and holiday from the daily grind. When you find yourself in a position where you need cash fast to cover an emergency, or anything else. We can help. We collaborate with lenders who offer a range of quick cash loans, cash advance loans, or other types of quick finance.
We’ll do our best to find lenders who can help make your situation easier. We work relationships with a large range of providers and the creditors we work with offer a range of fast money loans from $300 up to the amount of $10,000! So, for a small cash advance to a larger secured loan, when you apply with us we’ll do what we can to try and find something for everyone. If we can’t we’ll let you know as soon as possible. Also, if your position changes in the future, you’re also welcome to apply again.
What Are The Fees Involved?
When you’re applying for a loan with us, we recognise you need money now. The last thing that’ll help is more fees and expenses when you’re trying to get on top of things and make your situation better. Unlike other loan finding specialists, an application with us is completely free. There would only be any fees or expenses if you’re loan has been approved and your lender will determine those with you. They’ll be outlined in your contract.
We are always transparent about fees and costs that may be associated with cash advance loans from lenders. However, as we are a lender-finder only, we cannot guarantee what your actual fees and repayments will be. Depending on your lender you can avoid extra fees in most cases. For instance, if you think there’s a chance your repayment won’t go through or you’ll be late, get in contact with your lender and let them know. They might be able to work with you and change the date, so you don’t receive further fees.
What Happens After Your Loan Has Been Approved
Once you’ve gone through our speedy application and assessment process and if you’ve been approved by a lender we’ve found for you, your new credit provider will get in touch with you directly. It’s likely they’ll require further documentation. In most cases, they’ll request copies of your payslips and proof of your ID, but this may differ from lender to lender. The provider you’re paired with will contact you directly and let you know.
Your contract will outline any costs or fees, your repayments and your loan repayment schedule. When it’s time to start making repayments, it’s important to pay back your personal loan on time so that you don’t incur extra costs or have any defaults added to your credit record! After your loan has been approved, ask your provider to ensure you set up a direct debit that’s in line with when you get paid.
If your situation changes and you are running into problems, always get in touch with your lender and they may be able to help with Financial Hardship or other needs. It’s never wise to just stop making payments. This could have a severe effect on your credit history and stay there for up to 5 years. Your account could be passed on to an external debt collection agency – a final step for lenders.
So, What Are You Waiting For?
An application with us could be the easiest thing you achieve all day. What do you have to lose when applying with us? We’re money loans finding experts. We specialise in finding lenders for the average Kiwi, and we do it quick! As long as it’s during business days and business hours, we can have an answer to you within 60 minutes, however, individual results will vary.
When you’ve found yourself short of cash and you have an expected expense out of nowhere, let us know. We might be able to offer a helping hand. We are New Zealand’s loan-finding experts. We have relationships with many lenders who do quick cash loans. We’ll work tirelessly behind the scenes to find a lender to best meet your situation and borrowing needs.
Whether you need a cash advance loan, a quick cash loan or any other type of fast finance. We understand you’re probably in a stressful situation and do not have time to sit around and wait for days or even weeks through traditional lenders. We offer this extremely fast service as we know just how challenging it can be to research and find a lender on your own.
When you’re facing something that leaves you in need of extra cash you need it fast. We aim to make the process as smooth and hassle-free as possible. So apply now. Our simple applications, rapid processing and quick outcome process could lend you a helping hand, and have things back in control for you, sooner.
Examples of what loans might cost.
Interest Rate between 1.5% and 20% per month.
$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.
Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.