Jacaranda Finance NZ. New Zealand’s Friendliest Lender Finder Experts.
Are you looking for a friendly money lender finder? For small hurdles and big moments, Jacaranda Finance NZ is the lender-finder you need. With a simple application form that takes just minutes to complete, we can find you a lender and have you approved in as little as 60 minutes during normal business hours, although approval times will vary, subject to each individual application. With our super fast applications and quick outcomes, you could have money in the bank the same day you applied.
We collaborate with people from all walks of life to help achieve their financial goals. We understand sometimes you face stressful situations and need a little cash to see you through. We also get that applying for finance can be a daunting task. There are a number of money lenders out there. How do you find the right one for you and your situation? And how do you know the lender you choose won’t make you jump through hoops to get an approval for you?
We’ve done the hard work, so you don’t have to. We created our simple online application to make it easy for you to connect with the best online money lenders suited to your situation. As long as you’re over 18, and have a regular income and direct number, you’re welcome to apply with us. Our team will work tirelessly behind the scenes to try and present you with the best offer possible.
What is the Jacaranda Finance NZ Difference?
We leave the past in the past. Looking for money lenders for bad credit? You are still more than welcome to apply with us. Credit history isn’t everything. In fact, your credit history plays a minor role in how we assess your loan. Jacaranda Finance NZ will consider your lender application despite your credit issues or challenges you’ve faced in the past. The most important thing for us is your ability to repay the loan, now.
We also find lenders that take into account different sorts of income. Your casual, part-time, full-time and self-employed income all count! We even provide loans for those who are on government benefits. We know that it’s hard getting approved for finance when you’re in this situation. But we make it easier for you, because we understand you may need a loan more than anyone.
Unlike some traditional lender finders, we have systems in place to accurately understand all your income coming in, and every single expense going out. From your electricity to your UberEats and Netflix Subscription and more. The lenders we find may be able to capture an in-depth understanding of your exact financial situation.
Often traditional lenders don’t accurately understand your current situation. They may judge you on your past and say no to a great application. Instead, we find lenders that are ready to give Kiwis a fair go at finding the loan they need.
We’re Ready to Find YOU a Fair Go
At Jacaranda Finance NZ we find lenders that can practice responsible lending. Of course, different lenders have different processes, however, we do our best to find you a lender that is ready to help, bad credit and all. We also understand the money you borrow today, affects you in the future. We’re committed to finding you a lender that has your financial wellness in mind.
We do our best to find you a lender that is ready to help, however, we cannot guarantee approval after referral.
Either way, we’ll have an answer to you quickly with our fast application, no-hassle process. Our team utilises the latest in safe technologies to find you a lender in no time. Whether you’re looking for cash loans, debt consolidation loans, secured loans, dental loans or more. In most cases, we’ll have an answer for you in minutes, depending on when you apply. If we find you a lender, they should be in contact shortly to go over the finer details.
We Find Lenders, So You Don’t Have To
If you’ve been googling ‘best online money lenders’, then you’ve come to the right place. We’re the local lender-finder that is ready to find you a lender that can help. We save you time and hassle, by finding you a lender that can give a fair go. We cannot guarantee approval, however, we do our best to help. Whether you’re looking for a holiday loan, furniture loan or bad credit loan, we’re the lender-finder that is ready to help.
Personal Loans from $300 to $10,000
Whether you are looking for $300 to $10000 we have options for you. We work with a range of lenders who offer both unsecured money loans and secured money loans. You can borrow anywhere between $300 to $2,000 for unsecured personal loans and $2,100 to $10,000 for secured loans. The asset you use for a secured loan can be any vehicle from a car, van or boat. It’s your choice!
We understand you’re looking for quick cash. You don’t have time to wait around and go through a lengthy process with other lenders that could days or even weeks! We specialise in finding lenders that can offer quick cash loans and same day cash loans. Depending on your lender, you’ll also receive flexible repayment options for 12-24 months. That way you’ve got time to comfortably repay on the loan on your terms.
Are You Ready To Apply For A Loan?
Our process is simple. In fact, our application form will be the easiest thing you do all day. You also need very little documentation to apply.
Before you apply just make sure you need the following requirements:
- Must be over 18 years old
- A New Zealand citizen or permanent resident
- Internet banking
- Regular income for the past three months
- Active mobile number and email address
So, before you apply just tick off these requirements and we should get straight to work finding you a lender after you submit your application. Easy, right?
What to have handy when you apply
To save some time, just have these details handy before you complete your application:
- Personal contact details e.g. active mobile number and email address
- The reason for your loan
- Internet banking details
- Welfare info (if you receive benefits)
- Employment details
With these details in hand, you’re ready to complete your application. Just scroll up to get started.
Why Choose Us As Your Money Lender Finder?
Our application process is 100% online, so whether you’re at work or snuggled into your favourite armchair, you can apply with Jacaranda Finance NZ. No endless appointments and countless trips to the bank. Just one application, and we’ll search for multiple lenders in minutes!
Apply in Minutes
When you’re searching for a quick loan, the last thing you need is paperwork. So apply in minutes with Jacaranda Finance NZ, and we’ll do our best to find you a lender in no time. Simply submit a few details about your financial situation and you’re on your way to lending a lender that is ready to give you a fair go.
We Provide Simple And Quick Turnarounds.
We use intelligent systems and procedures to deliver you a quick decision, often within minutes of applying, depending on when you apply of course.
Security & Privacy Matters.
Need More Reasons To Apply With Us?
We are New Zealand’s friendliest lender-finder. If you are looking for a quick cash loan, we may be able to find the perfect lender suited to your needs. Our application process is designed to be as simple and quick as possible. We know you don’t have all day to spend on filling out overly complicated applications. We keep things simple. Your application should only take a few minutes to fill out. We are also 100% online, so you can get started from the comfort of your own home.
Our aim, regardless of who you are, or why you’ve come to us. Or even the outcome of your loan application is to help you move forward in life. Whatever your current or previous situation is, know that when you talk to us, you’ll be welcomed by our friendly team and treated with the same respect and care that you deserve.
We go above and beyond every single day in every interaction with you to provide a different service than you’ve had before. We’re ready to save you the hassle of finding a quality lender. We do that for you. All you need to do is complete a quick application, and leave the rest to us.
Step One: Submit Application Online
Apply online using our simple application form that could take you just minutes to complete! Just scroll up and begin your application by using our loan calculator. Select how much you wish to borrow and for how long. Then, click the ‘Apply Now’ button when you’re happy with your proposed loan. You’ll be taken straight to our application, where you just need to submit a few more details!
Step Two: We Compile Your Application
To assess your application quickly, our team utilises the latest in safe technologies to find you a lender in minutes (depending on when you apply). We’ll let you know if we require any extra info from you.
Step Three: We Can Find You A Lender
You could receive an outcome on your application in just 60 minutes during normal business hours, however, it may take us longer to find you a lender depending on your individual application and when you apply.
If you are approved, your lender will transfer the funds to you with the next round of banking, after you have signed your loan contract. The amount of time it takes for the funds to reflect in your personal bank account will depend on the policies of the bank you are with.
So, what happens next? If you have any questions about your current loan, ask your new lender! We cannot speak to individual lenders and their processes, so just give them a call and ask away.
What Are The Costs Of A Personal Loan?
As we’re a lender-finder we cannot speak to the costs of individual lenders, however, we can give you an example of what your loan may cost.
Ready to Apply?
So, what are you waiting for? From $300 to $10,000 loans, apply with Jacaranda Finance NZ NZ today. We are New Zealand’s friendliest money lender finder, with easy applications, fast turnarounds and a lender that is ready to give you a fair go. Your application is completely free and it’ll be the easiest thing you do all day. Apply with us today!
Examples of what loans might cost.
Interest Rate between 1.5% and 20% per month.
$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.
Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.