After Loans? We Find Lenders That Can Say ‘Yes’!
Access to timely loans can mean the difference between taking care of an unexpected expense or looking after your loved ones when they need your care, or just borrowing some cash for a much-needed getaway.
All of us come across times when we are going through a rough patch with our savings and an urgent situation arises out of nowhere that also needs to be taken care of. In such situations, knowing you can borrow quick cash can be a peace of mind.
The problem with seeking a loan, however, is knowing whom to go to when you are in such a need. Asking somebody for money can make you feel bad enough as it is, and, if you are going to your family or friends to ask for help, it can be even worse.
As a matter of fact, a wise man once said, always borrow money from a stranger. As a professional service that helps people with this precise problem, we are always here to help you locate a willing lender across New Zealand in times of urgent need, enabling you to get fast cash loans using our fully digital, online services. We can connect you to a stranger (lender) that will do their best to say yes when you need it most.
Getting Loans Ready in No Tim.
How The Big Banks Do It
When you are asking for urgent financial help from a stranger, you are faced with two problems: trust and access. Most would prefer to loan money from a trusted lender. As a specialized service with a reliable reputation, we are trusted around the country in providing our customers with reliable lenders to suit their individual needs.
When you really need cash, it is very hard to know who to turn to. On our own, it is very difficult to find instant cash. Short of relying on family members, there are not too many other options. As a company with a country-wide network of lending partners, we have a wide network of lenders to suit many different circumstances.
If you take your need for emergency loans to a more conventional lender, such as a commercial bank, your application could.be stalled before the institution can assess your financial standing thoroughly. You may be required to fill out a number of forms with several pages of detailed information about your income and routine expenditures. Often times your employer could be contacted and a thorough credit check conducted before your application is even considered.
This application processing stage takes several days oftentimes, over a week before the bank will tell you whether you are eligible for the loan you have applied for. If they are willing to loan you the money, you may have to wait weeks before it is transferred to your account.
How Jacaranda Finance NZ Does It
At Jacaranda NZ we do things a little differently to the big banks. We dont actually loan you the money ourselves, we find you a trusted lender from our trusted network of professionals. This makes us the middle man – the facilitator. We vouch for you and let our partner lenders know the details so they can ensure what they are offering is going to suit you. Finding a lender through Jacaranda cuts through the long waits at the bank and allows our customers the cash they need much faster.
Our application process does not include any lengthy paper forms to fill out. The application process is 100% online and can take only minutes to complete – that means you can pretty much apply for a loan anywhere, even in the comfort of your own home.
If you apply within business hours you should hear back from us the same day. If everything goes smoothly you could even have the money in your account by close of business – this will depend, however, on the particular lender you are matched with and inter-bank processing times. Quick, simple and uncomplicated loans – that is what we pride oanrselves on. All you need to do is apply, Jacaranda NZ will do the hard work so you can focus on the important stuff.
What are quick cash loans?
Quick cash finance is a essentially a quick personal loan starting from $300 to $10,000. You can repay a quick cash loan over a 12 to 24 month period, depending on the amount you decide to borrow.
What We Do for You
With a service like Jacaranda Finance NZ, you dont have to deal with the red tape and processing time for a fast loan application. Waiting times are reduced to a few hours max. We often respond within 60 minutes after you submit your application (during normal business hours).
At Jacaranda Finance NZ, we have practically revolutionized the lending process. Borrowers looking for short term loans have easy access to finance on manageable terms, saving them tonnes of time.
When you are looking for quick loans to take care of an unexpected expense, the resource of time is very precious. We understand this problem and, to remove it from the equation, we have developed a service model that enables you to receive your loans within hours if we can locate a suitable lender.
We have a huge network of partners across the country. This means you can rest assured we will do our best to make sure we find a suitable lender for your fast loans on bad credit application.
Thats right. We are also helping customers with lower than average credit scores. We know that everyone runs into a rough patch every now and then. We believe everyone should have the right to a fair go and a helping hand. This is why our lenders take more than just your credit score into consideration. Our applications for unsecured bad credit loans have a very high success rate.
Fast loans are our specialty. We dont think achieving a loan should be impossible even if you have a poor credit score. Although most of our lenders will run a credit check, this is not the only thing they look at. They will also look at how you are currently handling your finances, which is why we request copies of read only bank statements, as they believe this is a better representation of your current financial situation.
State-of-the-Art Technology to Support You
We developed our services as a helping hand when our customers need it the most. This meant we had to build a service model that could reduce application processing times as much as possible.
Like every innovative business looking to serve customers fast, we created a technologically based application process. As opposed to conventional lending institutions, we took every unnecessary element out of the application form and built one that could be filled out within a few minutes and submitted successfully with the press of a button.
Therefore, as you will see, our application form is extremely straightforward and simple. We take only the details we will absolutely need to pass on to our lenders – but no stress, your info is safe and secure with our highly trained professionals. Since our application in 100% online, you will see it takes virtually no time to fill out.
Taking a step ahead of our competition, we use internet technology to give our customers a completely digital experience. From submitting the application to receiving your cash loans directly in your bank account, we have designed the complete service to be available online.
You can use a number of devices, from a computer, mobile or tablet to submit your application for quick cash loans. You could even receive the money for your loans direct to your bank account on the same day. This will, however, depend on the particular lender we match you with as well as their individual terms and conditions and bank processing times.
How It Works
Submit Your Application
The first step is for you to fill out a simple and user-friendly instant loan application form. It only takes a few minutes and it is 100% online.
We Locate a Lender
We get back to you as soon as your application has been received and will let you know if we have been able to find you a lender. . It might take just an hour during normal business times. We use industry best practices to ascertain you get a fast response and connect with your lender as soon as possible.
No Compromise on Service Quality with Endless Service Benefit.
User-Friendly Online Application Form
We have a simple online application form that you could fill out within minutes. It requests basic contact information and some credentials necessary for your application. . Your information remains completely confidential. We only share it with possible lenders on a need-to-know basis who are also bound by a confidentiality agreement.
Fast Cash Loans Calculator
Our calculator is embedded into our applications and website. It allows you to calculate an estimate of how much your repayments could be.
60-Minute Application Processing Time
Our smart servers begin working on the application right after you press the submit button. If all goes well, you might hear from us within an hour – during normal business hours.
We believe in the power of digital media, keeping our applications and services completely available online. Our trained customer support representatives are always ready to reply to your queries and help you solve any issues.
Cash Loans Clearance
We match applications with potential lenders in a seamless process that allows us to have the money transferred to your bank account as fast as possible. Oftentimes, we can even have the cash to you within the same day.(subject to business hours and bank processing times.
We provide specialist services for locating a lender. Our strong network of lending partners around the country allows us fast application processing and high success rate.
We Help Clients Looking for Cash Loans Bad Credit
We help individuals with lower than average credit scores. We know a crisis cannot be overlooked due to bad credit. We will do our best to locate a lender willing to help you.
Full Disclosure Services
We believe in transparent business practices. This means we will never trick you into anything. Our terms and conditions, services and fees are always clearly outlined. We encourage our customers to talk to their individual lender before proceeding with any loan to ensure they are aware of fees and charges associated with that particular lender It is important to remember that you are never compelled to agree to anything that does not suit your situation.
Personal Loans Near You
As a digital service with a network of partners across the country and years of reliable services, we are a great option for your lending needs regardless of where you are located in the country. We are proud to be 100% online and nationwide – this means a quick loan is accessible whenever and wherever you need it.
We Can Help Clients Looking for Bad Credit Loans
If you have bad credit, you may be knocked back by traditional lenders and you may find yourself looking for no credit check loans. Most of the lenders we find may conduct credit checks, however, don’t let that deter you from applying for the cash when you need it most. We find lenders that can look at more than just your credit score. They can also look at your current relationship with money to assess whether you can repay your loan.
So, if you have bad credit, you’re welcome to apply with Jacaranda Finance NZ and we’ll do our best to find you a lender that says ‘yes’ to bad credit.
Ready to Apply?
Then, just click here and you’ll find our loan calculator! You can apply in minutes and could receive a match in no time. Get ready to start your journey with Jacaranda Finance NZ today.
Examples of what loans might cost.
Interest Rate between 1.5% and 20% per month.
$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.
Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.