How it works

It's really simple and easy
Chevron

Step One


Submit Application Online

Apply online using our simple application form that could take you just minutes to complete!

Computer on desk with pot plant and pens

Step Two


We Compile Your Application

We process your application quickly and utilise the latest in safe banking technologies to assess your situation. We use this information to determine whether we can find a lender who is suitable for you.

Checklist on a clipboard with dashed lines connecting to various elements

Step Three


We Can Find You a Lender

You could receive an outcome on your application in just 60 minutes, however, approval times are subject to each individual application and so they will vary. If we can find a lender for you, we will be in contact with you as soon as possible.

Woman completing a giant checklist surrounded by pot plants and leaves

How to qualify for a Personal Loan?

Purple Chevron

How much does it cost?

Purple Chevron

Examples of what loans might cost.

Personal Loans

Loan Amount

Minimum
$300


Maximum
$10,000

Icon of hand with dollar symbol in it

Terms

Minimum
12 Months


Maximum
24 Months

Calender Icon

Example

Interest Rate between 1.5% and 20% per month.

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.

Invoice Icon
https://www.jacarandafinance.co.nz/wp-content/themes/jacabranda