How It Works

Discover how you can get a loan
in 3 easy steps

Image of smiling woman using smart phone while holding coffee cup
Image of smiling woman using smart phone while holding coffee cup

STEP ONE


Submit Application Online

Apply online using our simple application form that could take you just minutes to complete!

Image of man writing on a paper pad with a pencil while on the phone
Image of man writing on a paper pad with a pencil while on the phone

STEP TWO


We Compile Your Application

We process your application quickly by utilising the latest in safe banking technologies. We then get straight to work finding you a lender that can offer you the loan you need.

Image of man sitting down on a couch using their smart phone
Image of man sitting down on a couch using their smart phone

STEP THREE


We Can Find You A Lender

You could receive an outcome on your application in just 60 minutes, however, delivery times are subject to each individual application and so they will vary. If we can find a lender for you, we will be in contact with you as soon as possible.

APPLY NOW

It's fast, free and secure

Illustration of a hand holding a smart phone
Illustration of a hand holding a smart phone

How To Qualify For A Personal Loan


To apply you don’t need any paper work. You just need to fill out the application form and meet the basic requirements, which are:

Be over 18 years of age

Receive a regular income to a personal bank account for at least 90 days

Have a direct contact number

How much does it cost?

Connecting Money Lenders With Loan Applications

Examples of what loans might cost.

Personal Loans

Loan Amount

Minimum
$300


Maximum
$10,000

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Terms

Minimum
12 Months


Maximum
24 Months

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Example

Interest Rate between 1.5% and 20% per month.

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.

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Fast applications.

Quick outcomes.

APPLY NOW

Need help?

Applying for a loan is 100% online & easy. It's possible for us to connect you with a money lender that can provide same day finance. Our friendly team at Jacaranda is more than happy to answer any questions you may have.