Debt Consolidation Loans in NZ
Repaying loans can be difficult at times. The pressure of multiple repayments can bear a heavy burden especially when you are experiencing a period of financial instability and having trouble paying your mortgage, credit card bills, or any other expenses.
In situations such as those described above, it may be a good alternative to apply for a debt consolidation loans in NZ, pending you are a New Zealand resident. Not only may such a loan give you peace of mind, but it could also save you unnecessarily, spiked interest payments. It may also afford you the opportunity to pay only one lender with more breathing room and the potential to extend your repayment period.
This is not rocket science and a lot of people when in similar situations, think of this solution. However, the problem that they all face is finding a reliable service that helps them locate such a loan. While a lot of companies and banks are offering debt consolidation loans, it can be overwhelming choosing a lender from the hundreds of online money lenders that appear after googling low interest debt consolidation loans NZ.
What you need to make your plan work and survive a bad episode of piling overdue payments is a service that not only finds you a lender who willingly offers the money you need but also ascertains your access to a loan regardless of your credit score. You need a service that can deliver on these promises and do so fast. You need Jacaranda Finance NZ.
What is Debt Consolidation NZ Bad Credit?
At Jacaranda Finance NZ, we are helping customers locate the most suitable debt consolidation loans in NZ every day. Our operations are spread across the country and we work towards the singular objective of finding our customers suitable loans regardless of their credit history status. You can apply anytime anywhere.
When it comes to the element of credit scores, we have always believed that nobody is perfect. People go through a rough patch every now and then, and if you experienced one yourself in the past, it doesn’t necessarily indicate your present financial situation. We believe you should be given access to funds you need and even allowed a debt consolidation loan on bad credit in NZ if you need one.
We have a great customer support team and tried-and-tested systems in place to help find our customers consolidation loans and stay on track with their payments. Our loan payment calculator and other such tools are always available for you to plan how much you’d like to consolidate and for how long.
How We Find You the Best Debt Consolidation Loans in NZ
Over the years, we have established a nationwide network of business partners and lenders that are willing to help our customers and offer them a variety of loans, including low interest debt consolidation loans in NZ.
With our fully digital services and customer-oriented support systems in place, our lenders trust us to help borrowers determine a suitable repayment plan and pay back the loan with an agreed upon interest rate. Customers find it extremely easy to plan their loan repayments and have often remarked on the convenience they feel while doing so against our loans for debt consolidation on bad credit and no security in NZ.
Most of the lenders we find do conduct credit checks, however, they can look at more than just your credit score. They can also look at your current relationship with money.
This and all the other many benefits listed below make our debt consolidation loans in NZ the best option for people thinking about consolidating their liabilities.
The Best Option Among Debt Consolidation Loans in NZ
The greatest benefit of debt consolidation loans is that they allow you to worry about paying only one lender with a much more manageable interest rate and handle only their correspondence as opposed to calling back and writing emails to a whole bunch.
Working with us, you can apply for a lender that can offer a super-fast debt consolidation loan across New Zealand and can give you more control over hefty repayments.
Incidentally, we do not limit you on what kind of loans you can consolidate in your application. So, what we do is quite simple: We let you decide the amount you need – as long as it is between $300 and $10,000 – and find you a lender that can help you calculate your instalments for the new debt consolidation loan we help you find.
Our focus has always been on giving our customers the best possible service experience. All of our platforms are built around this one guiding principle, and we also ensure the services we provide an offer as much flexibility to you as possible. To apply with Jacaranda Finance NZ, just apply and use our loan calculator to select how much you wish to consolidate and for how long.
The cool, user-friendly interface allows you to drag only a couple of small tabs across and our calculator does the rest.
The two tabs are for you to select the loan amount you need to consolidate your debts and the duration of the repayment period.
We leave that choice to you but make sure you have all the information you need for making an informed decision.
Who is eligible to apply?
To apply with Jacaranda Finance NZ, you just need to tick off four little requirements:
- You must be over 18 years of age
- Have a regular income into a personal account for at least 3 months
- Have an active mobile number and email address
- Setup an internet banking account
Once you’ve ticked off all these requirements, you’re eligible to apply with us and get started on your debt consolidation process today!
What to have handy when you apply?
When you apply with Jacaranda Finance NZ, we want to make your life that bit easier. That’s why we tell you exactly what you need before you apply – so you can complete your application in one easy sitting:
- Personal contact details (e.g. active mobile number and email address)
- The reason for your loan
- Internet banking details
- MyGov details (if you receive welfare)
- Employment info
At Jacaranda Finance NZ, we just want to make life that bit easier! If you have any questions about what you need to apply with us, then just email our team at firstname.lastname@example.org.
How the Whole Process Works
- STEP 01: Fill out the very user-friendly online debt consolidation loan application on our website. You’ll be done within minutes and won’t even need to leave your chair to go find credentials you can’t recall on your own.
- STEP 02: As you submit the application, it will be sent immediately to our team. Then, our team will get straight to work finding you a lender that can help. If you apply during business hours, it could take us a few minutes to find you a lender!
- STEP 03: You will then need to wait for our call, which may come within an hour (during regular business hours) if everything goes as planned and we locate a suitable lender within this period. Our goal is to find you a lender as fast as possible, which leads to same-day money transfers in many cases.
With this three-step process, get super-fast debt consolidation loans in NZ using our lender finding service today.
Benefits of Our Lender Finding Service for Debt Consolidation in New Zealand
The primary most benefit is the ease of the application form. With our online form that you should be able to fill within minutes. You will only need to fill in necessary contact information and personal credentials. You won’t even need to leave your couch or bed to complete the form. It’s that simple.
Debt Consolidation Calculator
Our debt consolidation calculator is easily available on our website (on top of our home page) as well as on all our applications. You will need to put in the total amount you need for debt consolidation and the repayment terms. Using our loan calculator is an easy way to kick off your online application.
Debt Consolidation Bad Credit No Security NZ
The instalment plans we offer are highly convenient and flexible. We can find lenders that offer three payment options depending on the amount of money you want in your personal loan. For instance, for any sum under $2,000, you are to pay back the loan within 12 months. For any sums higher than $2,000 and less than $10,000, you could choose any length of the repayment period with a minimum of 13 months and a maximum 24 months.
Our application process is lightning-fast. We start processing your application the moment we receive it. If the lender finding process goes smoothly, and we get a positive response from a willing lender, we may even contact you with the good news within an hour of application (during regular business hours).
We love designing efficient services that require little from the customer, particularly when we know they are already under stress by the need to solve an urgent problem. With our fully digital operations, the applicants need not worry about slow turnaround times for their queries. With a professionally trained customer support team, we are always around to assist our customers.
Low Interest Debt Consolidation Loans NZ
No matter what you’re searching for, whether it’s low-interest or bad credit loans, then you can apply with us for a fair go. Our goal is to try and match your application with potential lenders in a fast, online process that enables us to create a hassle-free borrowing experience.
Our services are available to individuals with subpar credit scores because we believe an urgent current crisis cannot be postponed because something bad happened to your credit years ago. We will do our best to locate a lender willing to help you.
Our transparent business practices are adopted to give you full disclosure of service terms. We will never trick you into anything or throw in hidden charges in the small print. You will always find our service features and fees the same as we declare them when you buy our services.
We cover the whole country. As a digital service with a network of partners across the country and years of reliable services on record, we are a great option for your debt consolidation loan needs regardless of where you are located within New Zealand.
Get in touch with us right now and let us find you the most suitable debt consolidation loans in NZ. If it’s out there, we’ll find it for you.
Can We Help Clients Looking for Debt Consolidation Loan Bad Credit NZ?
Yes, we certainly can! If you have bad credit and looking to borrow a small loan or consolidate debt you may be knocked by traditional lenders. At Jacaranda Finance, we can find lenders that can say ‘yes’ when the bank says no. How you may ask? Well, the lenders we find still conduct credit checks, however, they can look at more than just your credit score. They can also look at your current relationship with money, such as income and expenses.
So, if you have not-so-perfect credit, you’re welcome to apply with us and we’ll do our best to find you a lender that can offer you the loan you need.
Ready to Apply?
Then, just scroll up and get started with our loan calculator. Complete our application in minutes and you could have a lender match in no time! If you have any questions, don’t hesitate to contact us.
Examples of what loans might cost.
Interest Rate between 1.5% and 20% per month.
$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.
Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.