Communication Authority


The Spam Act refers to spam as ‘unsolicited commercial electronic messaging’. We understand that Spam threatens the viability and efficiency of electronic messaging. We also understand that communicating with you through the use of SMS and email is integral to providing you with the best service possible, therefore we follow three key steps relating to electronic messages:


We only send commercial electronic messages with your consent.


We clearly identify all of our communication pieces so as you know Jacaranda Finance is responsible for the electronic message.


We ensure that an unsubscribe facility is available with all of our electronic messages. We deal with unsubscribe requests promptly.

By providing your consent, you are confirming that:

  1. You understand that without your consent, we cannot communicate with you via e-mail or SMS.
  2. You have decided that you wish to receive electronic messages from Jacaranda Finance.
  3. You will ensure that electronic addresses you provide to us will be kept up to date by you.

I acknowledge that I have read and understood the consent given under the SPAM Act and agree to allow Jacaranda Finance to communicate with me via e-mail or SMS.


Examples of what loans might cost.

Personal Loans

Loan Amount



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12 Months

24 Months

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Interest Rate between 1.5% and 20% per month.

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%. WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 620.5% depending on your personal situation.

Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing.

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