Easy
Application
Apply in just minutes, completely hassle-free
Rapid
Processing
You could hear back from us in just 60 minutes
Super Fast
Outcomes
Get the cash you need when you need it
How it works
It's really simple and easy
Step One
Submit Application Online
Apply online using our simple application form that could take you just minutes to complete!
Step Two
We Assess Your Application
We process your application quickly and utilise the latest in safe banking technologies to assess your situation. We use this information to determine whether we can find a lender who is suitable for you.
Why Choose Jacaranda?
How to qualify for a Personal Loan?
-
Be over 18 years of age.
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Receive a regular income into a personal bank account for at least 90 days.
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Have a direct contact number.
Need more help?
Examples of what loans might cost.
Small Personal Loan
Loan Amount
Minimum
$300
Maximum
$2,000
Terms
Minimum
12 Months
Maximum
12 Months
Costs
Up to 20% Establishment Fee
+ monthly fee up to 4%
Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Examples
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Medium Personal Loan
Loan Amount
Minimum
$2,100
Maximum
$4,600
Terms
Minimum
13 Months
Maximum
24 Months
Costs
Annual Percentage Rate (APR) is 48%
Comparison Rate is 67.41% per annum.
This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 48%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rateExamples
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest*) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.
Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest*) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.
Large Personal Loan
Loan Amount
Minimum
$5,000
Maximum
$10,000
Terms
Minimum
13 Months
Maximum
24 Months
Costs
Annual Percentage Rate (APR) is 21.24%
Comparison rate is 48% per annum.
Examples
Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.
Why choose us
We take pride in our work.
Here at Jacaranda Finance NZ we pride ourselves on being able to help people get out of those stressful situations. If you’ve found yourself in a situation where you need a bit of extra cash to cover an emergency situation, we can help. Whether you’ve been hit by unexpected car repairs and can’t get down to the dairy to get milk for your morning cuppa, or you suddenly need to do a bit of emergency travel and head over to the other island to see the whanau, we can find someone who can help.
So, if you’re looking for lenders of quick cash loans, cash advance loans, cash loans online or just a simple cash loan, we may be able to help you out. We’ll do our best to find lenders who can help. In fact, we can find lenders for cash advance loans up to the amount of $10,000! So, there really may be something for everyone. The next time you need a bit of spare cash to buy a paddock basher or you’re heading up North for a bit of a family holiday and need some spare funds, submit an application. Let us see if we can help you out.
Our process is simple and easy.
Our applications are so fast and easy that they should only take a few minutes of your day. They’re 100% online and designed to be fast so you don’t even have to worry about leaving the house. You can submit an application from the comfort of your own couch. If that isn’t easy we don’t know what is. We’re fast, secure and pretty damn good at what we do.
We are the loan finder experts.
We’re lender-finder experts who specialise in finding lenders for the average Kiwi. Have you been caught shot by unexpected expenses and need a helping hand finding lenders who offer cash advance loans, quick cash loans or cash loans online? We may be able to help.
We offer this extremely fast service as we know just how stressful it can be trying to find a lender on your own. You’re stressed, in need of some extra cash, fast and you don’t even really know where to start. We aim to make the process immeasurably smoother for you.
